RJMC’s services group into four broad categories though every plan is customized to individual needs and risk tolerance.
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Separately Managed Account – Strategic Asset Management
Core strategy for an investor who wants to invest for the long term based on strategic asset allocation. This separately managed account service is suitable for most tax-deferred and taxable accounts. Account is invested primarily in ETFs (Exchange Traded Funds), no-load mutual funds, and stocks with periodic rebalancing.
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Separately Managed Account – Active Asset Management
Core strategy for high net worth investor who wants an opportunity to participate in the long term returns of stocks with the defensive protection of dynamic asset allocation. This separately managed account service is suitable for large tax-deferred and aggressive taxable accounts. Account is invested in ETFs and stocks actively managed for above benchmark returns.
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Separately Managed Account – 90+ Equity Management
Employs the same value investing as strategic or active asset management but account remains fully invested at all times with less than 10% cash. Suitable for experienced investors managing their own asset allocation seeking absolute return and high positive alpha with a portfolio of low beta value equities.
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Investment Consulting
One-time or recurring consultation for investment policy development, portfolio analysis for self-directed investors, instead of ongoing asset management. Each program can be customized to specific situation and individual needs.