Managed Account Services
RJMC manages and and directs client’s investments on fee-only basis. It is based on the value of assets managed, charged quarterly in arrears, after services are performed.
| Assets under management | Fee per year |
| First $250,000 | 1.75% |
| Next $250,000 to $500,000 | 1.50% |
| Next $500,000 to $1,000,000 | 1.25% |
| Above $1,000,000 | 1.00% |
RJMC manages clients portfolios with customized asset allocation and better cost efficiency than typical mutual fund. Per Vanguard Funds founder John Bogle, all-in expenses may be over twice the reported 1.62% average expense ratio, due to inflated embedded transaction costs.
RJMC receives no commissions or soft dollars compensation thus ensuring complete objectivity. Our sole incentive is to grow clients assets with focused conflict-free investing. Minimum opening account balance is $100,000.
Investment Consulting Services
For clients seeking consultation instead of ongoing asset management. RJMC has no discretion to supervise and direct client’s investments. It comprises of hourly consulting at $150/hour or fixed-fee services such as portfolio diagnostics, investment policy design, asset allocation strategy, portfolio design.